Jamaluddin Jamaluddin, Auliah Alwi , Anwar Enre

Inovasi Zakat Digital Berbasis Zakat-Based Economic Development: Analisis Model Tata Kelola dan Dampaknya Terhadap Pengentasan Kemiskinan

Introduction

Inovasi zakat digital berbasis zakat-based economic development: analisis model tata kelola dan dampaknya terhadap pengentasan kemiskinan. Analisis inovasi zakat digital dalam penguatan tata kelola untuk zakat-based economic development dan dampaknya terhadap pengentasan kemiskinan berkelanjutan di Indonesia.

Abstract

Penelitian ini bertujuan menganalisis peran inovasi zakat digital dalam mendukung zakat-based economic development melalui penguatan model tata kelola zakat serta dampaknya terhadap pengentasan kemiskinan. Metode penelitian yang digunakan adalah pendekatan kualitatif deskriptif dengan studi kasus pada lembaga pengelola zakat, melalui pengumpulan data berupa wawancara, dokumentasi, dan analisis kebijakan. Hasil penelitian menunjukkan bahwa pemanfaatan platform digital dalam pengelolaan zakat mampu meningkatkan transparansi, efisiensi distribusi, akurasi penyaluran, serta memperluas jangkauan layanan kepada mustahik produktif. Inovasi digital juga mendorong penguatan tata kelola zakat yang lebih akuntabel dan berorientasi pemberdayaan ekonomi. Implikasi penelitian ini menegaskan pentingnya integrasi teknologi digital dalam pengelolaan zakat sebagai strategi pengentasan kemiskinan yang berkelanjutan serta sebagai dasar perumusan kebijakan penguatan ekosistem zakat digital di Indonesia

Review

This study delves into a highly pertinent area concerning the digital transformation of social finance, specifically focusing on digital zakat innovation within the context of zakat-based economic development. The research clearly articulates its objective: to analyze how digital innovations in zakat contribute to strengthening governance models and, consequently, impact poverty alleviation. Utilizing a descriptive qualitative approach with a case study methodology involving zakat management institutions, the paper aims to provide in-depth insights through data gathered from interviews, documentation, and policy analysis. The timely exploration of this topic positions the research as a valuable contribution to understanding the evolving landscape of Islamic social finance in the digital era. The findings presented highlight several significant positive outcomes of integrating digital platforms into zakat management. The abstract indicates that digital innovation substantially enhances transparency, improves the efficiency and accuracy of distribution, and significantly expands the reach of services, particularly to productive *mustahik*. Furthermore, the research posits that these digital advancements play a crucial role in fostering more accountable and empowerment-oriented zakat governance. These results collectively suggest that digital tools are not merely operational enhancements but strategic enablers for improving the efficacy and impact of zakat institutions in their mission to address poverty. The implications of this research are particularly noteworthy for policymakers and practitioners in the Islamic social finance sector. By underscoring the vital role of digital technology integration for sustainable poverty alleviation, the study provides a strong empirical basis for developing and implementing policies aimed at strengthening the digital zakat ecosystem in Indonesia. While the abstract focuses on positive impacts, the research offers a foundational understanding that could inform future efforts to scale successful models, address potential challenges in implementation, and continuously optimize the digital infrastructure for greater social welfare. This work is a commendable step towards articulating the strategic importance of digital innovation in achieving the socio-economic goals of zakat.

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