Nur Diana Dewi, Muhammad Anwar Sani, Marzuki

Digitalisasi Manajemen Keuangan sebagai Strategi Transformasi Bisnis di Era Ekonomi Digital

Introduction

Digitalisasi manajemen keuangan sebagai strategi transformasi bisnis di era ekonomi digital. Kaji peran digitalisasi manajemen keuangan dalam transformasi bisnis era ekonomi digital. Tingkatkan efisiensi, transparansi, akurasi keputusan finansial dengan big data, AI, blockchain, fintech.

Abstract

Transformasi digital dalam manajemen keuangan menjadi strategi penting dalam menghadapi dinamika bisnis di era ekonomi digital. Artikel ini bertujuan untuk mengkaji peran digitalisasi dalam meningkatkan efisiensi, transparansi, dan akurasi pengambilan keputusan keuangan melalui pendekatan studi literatur terhadap berbagai jurnal nasional terbaru. Teknologi seperti big data, artificial intelligence , blockchain, dan fintech telah mendorong optimalisasi sistem informasi akuntansi, perluasan akses pembiayaan, serta peningkatan daya saing UMKM. Namun, tantangan seperti literasi digital, keamanan data, dan kesiapan infrastruktur masih menjadi hambatan utama. Studi ini menyimpulkan bahwa keberhasilan digitalisasi manajemen keuangan membutuhkan sinergi antara teknologi, sumber daya manusia, dan dukungan kebijakan untuk menciptakan transformasi bisnis yang berkelanjutan.

Review

The article, "Digitalisasi Manajemen Keuangan sebagai Strategi Transformasi Bisnis di Era Ekonomi Digital," presents a timely and highly relevant exploration into the critical role of digital transformation in financial management amidst the evolving digital economy. The authors aim to systematically review existing literature, specifically from recent national journals, to elucidate how digitalization enhances efficiency, transparency, and the accuracy of financial decision-making. The abstract effectively highlights the significant impact of emerging technologies such as big data, artificial intelligence, blockchain, and fintech in optimizing accounting information systems, broadening access to financing, and boosting the competitiveness of Small and Medium Enterprises (SMEs). A notable strength of this study lies in its comprehensive identification of both the transformative potential and the inherent challenges associated with digitalizing financial management. By pinpointing key technologies and their practical applications, the paper offers valuable insights into how businesses, particularly SMEs, can leverage these advancements for strategic growth. Furthermore, the abstract commendably addresses the crucial obstacles to successful implementation, including digital literacy gaps, data security concerns, and infrastructure readiness. The conclusion, emphasizing the indispensable synergy between technology, human resources, and supportive policies, provides a robust and actionable framework for achieving sustainable business transformation. While the abstract provides a strong overview, a more detailed presentation of the methodology, even within the confines of an abstract, could further enhance its impact. For instance, specifying the number of national journals reviewed or the timeframe of the "terbaru" (latest) articles would lend greater weight to the literature review approach. Looking ahead, this foundational literature review sets an excellent stage for future empirical research. Follow-up studies could quantitatively assess the identified challenges within specific industry sectors or geographical regions, and evaluate the effectiveness of proposed policy interventions. Overall, this article represents a valuable contribution to the understanding of digital financial management transformation and provides a solid basis for both academic discourse and practical strategic planning.

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