sukma aisyah, Siti Arpah Lubis, Suaidah, Wahyuni Daulay

Inovasi Wakaf Digital Sebagai Alternatif Pembiyaan Mikro Syariah di Era Ekonomi Digital

Introduction

Inovasi wakaf digital sebagai alternatif pembiyaan mikro syariah di era ekonomi digital. Pelajari inovasi wakaf digital sebagai alternatif pembiayaan mikro syariah di era ekonomi digital. Tingkatkan partisipasi & transparansi, berdayakan UMKM untuk ekonomi berkelanjutan.

Abstract

  Digital waqf innovation as an alternative to sharia microfinancing in the digital economy era shows great potential in increasing community participation and transparency in the management of waqf funds. This research analyzes the role of digital technology in simplifying the process of collecting, managing and distributing waqf funds, as well as its impact on economic empowerment, especially for micro, small and medium enterprises (MSMEs). By using the systematic literature review (SLR) method, this research identifies the challenges faced, such as low digital literacy and uneven infrastructure. The research results show that digital waqf not only functions as an instrument of worship, but also as a strategic tool to create a more just and sustainable economy. Therefore, collaboration between the government, sharia financial institutions and the community is very important to optimize the implementation of digital waqf in a sustainable manner.  

Review

The paper, "Inovasi Wakaf Digital Sebagai Alternatif Pembiyaan Mikro Syariah di Era Ekonomi Digital," addresses a highly relevant and timely topic at the intersection of Islamic finance, digital innovation, and economic development. The abstract effectively highlights the significant potential of digital waqf innovation as a novel mechanism for sharia microfinancing, particularly within the evolving landscape of the digital economy. The research aims to analyze how digital technology can streamline the collection, management, and distribution of waqf funds, and subsequently assess its impact on economic empowerment, with a specific focus on micro, small, and medium enterprises (MSMEs). This sets a clear scope for investigating a crucial area of sustainable and inclusive finance. Utilizing a Systematic Literature Review (SLR) method, the study identifies several key insights. It underscores the capacity of digital waqf to enhance community participation and transparency in fund management, thereby fostering greater accountability. The abstract notes that the research points to a significant impact on economic empowerment, especially for MSMEs, by leveraging digital tools to simplify operational processes. Crucially, it also acknowledges the inherent challenges, such as low digital literacy and uneven infrastructure, which are vital considerations for practical implementation. The findings position digital waqf not merely as a religious instrument but as a strategic tool for cultivating a more equitable and sustainable economic system. The conclusions drawn, emphasizing digital waqf's role in creating a just and sustainable economy, resonate strongly with contemporary goals for inclusive growth. The abstract's call for robust collaboration among government, sharia financial institutions, and the community is particularly pertinent, as successful implementation of such innovative models hinges on multi-stakeholder engagement and policy support. While the abstract provides a compelling overview of the potential and challenges, a full paper would ideally delve deeper into the specific findings from the SLR regarding mechanisms of impact and granular strategies for overcoming identified barriers. Nevertheless, this abstract clearly articulates a valuable contribution to understanding the transformative potential of digital waqf in expanding sharia microfinancing access.

Full Text

Comments

You need to be logged in to post a comment.