Nika Sintesa, Wahyuni Sri Astutik

Improving Supply Chain Resilience Through Fintech Technology in the Digital Age

Introduction

Improving supply chain resilience through fintech technology in the digital age. Explore how fintech significantly boosts supply chain resilience in the digital age. This study reveals its positive impact on agility, visibility, flexibility, and risk mitigation, offering key insights for managers.

Abstract

This study investigates the impact of financial technology (fintech) adoption on supply chain resilience in the digital age. Using a quantitative approach, data were collected from 76 respondents representing various business sectors that have integrated fintech solutions into their supply chain operations. The research instrument employed a five-point Likert scale, and data analysis was conducted using SPSS version 25. Supply chain resilience was measured through four dimensions: agility, visibility, flexibility, and risk mitigation. Validity and reliability tests confirmed the robustness of the measurement instruments. Descriptive analysis indicated high average scores for all variables, while regression analysis revealed that fintech adoption had a positive and significant effect on all four resilience dimensions, with the strongest effect observed on visibility. These findings highlight fintech’s strategic role in enhancing transparency, operational agility, adaptability, and proactive risk management. The study provides actionable insights for managers and policymakers to integrate fintech solutions as a core component of supply chain strategy, particularly in preparing for and responding to disruptions in a rapidly evolving digital environment.

Review

This study delves into a highly timely and pertinent subject, examining the critical role of financial technology (fintech) in bolstering supply chain resilience in the contemporary digital landscape. The research sets out to quantitatively assess the impact of fintech adoption, a crucial area given the increasing frequency of supply chain disruptions and the growing importance of digital transformation. By focusing on key dimensions of resilience—agility, visibility, flexibility, and risk mitigation—the paper positions itself to offer valuable insights into how technological advancements can fortify operational robustness and responsiveness. Methodologically, the study employs a quantitative approach, collecting data from 76 respondents across various business sectors that have integrated fintech solutions. The use of a five-point Likert scale and analysis via SPSS version 25 suggests a standard empirical design, with validity and reliability tests confirming the robustness of the measurement instruments. The core finding—that fintech adoption has a positive and significant effect on all four dimensions of supply chain resilience—is a strong contribution. Particularly noteworthy is the strongest observed effect on visibility, which intuitively aligns with fintech's inherent capabilities in enhancing transactional transparency and data flow within complex supply networks. Overall, this study offers a notable contribution to both academic literature and practical management, providing empirical evidence for fintech's strategic utility in enhancing supply chain resilience. The identified impact on visibility, in particular, underscores a critical area where fintech can deliver immediate and tangible benefits. While the sample size of 76 respondents offers valuable initial insights, future research could benefit from larger and more diverse samples, potentially incorporating specific industry comparisons or qualitative dimensions to further enrich the understanding of adoption mechanisms and challenges. Nevertheless, the actionable insights provided for managers and policymakers firmly establish fintech as a core strategic component for navigating and mitigating disruptions in an increasingly volatile global economy.

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