Kevin Richardson

Analisis Keterkaitan Kompetensi Keuangan Dengan Ambisi Kewirausahaan Dalam Pendidikan Bisnis Digital

Introduction

Analisis keterkaitan kompetensi keuangan dengan ambisi kewirausahaan dalam pendidikan bisnis digital. Pahami hubungan kompetensi keuangan & ambisi kewirausahaan dalam pendidikan bisnis digital. Studi ini buktikan literasi finansial signifikan mendorong jiwa wirausaha mahasiswa, penting untuk kurikulum.

Abstract

Penelitian ini bertujuan untuk memahami keterkaitan antara kompetensi keuangan dan ambisi kewirausahaan dalam lingkup pendidikan bisnis digital. Fokus utama penelitian ini adalah mengkaji dampak, tantangan, dan peluang dari penerapan literasi keuangan dalam pelatihan kewirausahaan. Penelitian ini menggunakan pendekatan kuantitatif dengan desain survei cross-sectional, melibatkan 300 mahasiswa program bisnis digital dari empat perguruan tinggi di Kota Makassar. Data dikumpulkan melalui kuesioner daring dan dianalisis menggunakan regresi linier serta uji validitas dan reliabilitas instrumen. Hasil penelitian menunjukkan bahwa terdapat hubungan positif dan signifikan antara kompetensi keuangan dan ambisi kewirausahaan (koefisien regresi 0,45; p < 0,01; R² = 0,30). Temuan ini mengindikasikan bahwa peningkatan literasi keuangan dapat mendorong ambisi kewirausahaan mahasiswa, serta menegaskan pentingnya integrasi pendidikan keuangan dalam kurikulum bisnis digital. Studi ini menawarkan kontribusi penting bagi pendidik dan pembuat kebijakan dalam merancang pendekatan pendidikan kewirausahaan yang lebih strategis dan berkelanjutan.

Review

This study offers a valuable contribution by empirically examining the critical relationship between financial competence and entrepreneurial ambition within the burgeoning field of digital business education. The authors adeptly frame their research around the impact, challenges, and opportunities presented by financial literacy in entrepreneurship training, culminating in a clear demonstration of its importance. The core finding—a statistically significant positive correlation between financial competence and entrepreneurial ambition—effectively underscores the central tenet that fostering financial literacy is a vital strategy for cultivating entrepreneurial aspirations among students. This research provides a timely and relevant insight for educators and policymakers aiming to enhance entrepreneurial outcomes. Methodologically, the study employs a sound quantitative approach, utilizing a cross-sectional survey design with a commendable sample size of 300 digital business students from four universities. This robust sample enhances the representativeness of the findings within the study's defined context. The use of online questionnaires for data collection, followed by rigorous analysis using linear regression and validity/reliability tests, indicates a commitment to methodological rigor. The transparent reporting of statistical results, including the regression coefficient, p-value, and R-squared value, allows for a clear understanding and validation of the identified positive and significant relationship, thus reinforcing the study's credibility. While the findings are compelling, the cross-sectional nature of the study primarily establishes a correlation rather than direct causality, which is an inherent limitation of this design. Future research could benefit from employing longitudinal studies or quasi-experimental designs to explore the causal mechanisms through which financial competence influences entrepreneurial ambition more definitively. Nevertheless, the practical implications of this research are substantial. The study's conclusion, advocating for the integral role of financial education within digital business curricula, offers actionable recommendations for developing more strategic and sustainable entrepreneurship education models. This work serves as a strong foundation for future studies exploring nuanced factors and interventions that could further strengthen entrepreneurial ecosystems.

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